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Published:Thu, 05 Apr 2012 06:38:18 -0700
JEFFERSON CITY — Missouri employers would be barred from identifying workers by the last four digits of their Social Security numbers under a bill in the state Senate. Missouri ......
Published:Wed, 04 Apr 2012 21:11:53 -0700
Eggs long have been a symbol of new life in the spring. In America, the Easter egg hunt finds its roots in the 1700s when German immigrants brought the tradition to Pennsylvania. ......
Published:Wed, 04 Apr 2012 00:03:45 -0700
Retirement » 12 FAQs On Social Security BenefitsDr. Don Taylor, Ph.D., CFA, CFP, has been advising Bankrate readers for 13 years. A topic that frequently comes up is Social Secur......
Published:Wed, 04 Apr 2012 07:02:45 -0700
Dear Dr. Don, I am 60, and my wife is 62½. We both worked and will get our own Social Security benefits. My benefit at 62 will be $1,500, and hers is $1,100. I am still working, ......
Published:Wed, 04 Apr 2012 09:17:22 -0700
Dr. Don Taylor, Ph.D., CFA, CFP, has been advising Bankrate readers for 13 years. A topic that frequently comes up is Social Security. People want to know the best strategy for cl......
Social Security Death Master File (DMF)
This Death Master File (DMF) is maintained by the Social Security Administration (SSA) and contains over 86 million deaths that have been reported to the SSA.
Under the Freedom of Information Act (FOIA), the SSA is required to disclose the Death Master File to the public. The SSA provides the database through the National Technical Information Services (NTIS).
The NTIS is the only authorized distributor of the Social Security Death Master File on the Internet.
The Social Security Death Index is a database of records that was created from the Death Master File. Most U.S. citizens that have died since 1962, had a Social Security Number, and had their deaths reported to the SSA are listed in the Social Security Death Index. The SSA Death Index that are found online are typically from companies that have purchased the Death Master File and posted it on their websites.
If the data was reported to the SSA, there is a record of the following information:
1. Name of the deceased
2. Social Security Number
3. Date of Birth
4. Date of Death
5. State or Country of Residence
6. ZIP Code of Last Residence
7. ZIP Code of Lump Sum Payment
The Social Security Administration did not collect information for the Death Master File until 1936, so deaths before 1936 will not be listed in the file.
Why is the Death Master File Used?
The Death Master File is used by government, medical research, investigative, financial, credit reporting agencies, and other businesses to verify identity, prevent fraud, and to comply with the USA Patriot Act.
This data can now be searched and accessed online and is updated weekly. Remember that the SSA does not have all the death records for every individual. So, if a person does not show up on the list, it does not necessarily mean that person is alive.
Preventing Identify Fraud
The USA Patriot Act requires agencies and businesses to verify the identity of customers and to maintain records used to verify identity. By using the Master Death File to compare applications for credit, financial, and payments, the financial institutions, insurance companies, and government agencies can better identify and prevent identity fraud.
In addition to preventing indentiy fraud, the DMF can be used to verify identity. Hospitals, medical researchers, and cancer programs all need to keep track of former patients and people that were involved with medical studies.
Insurance companies, pension funds, and government agencies all need to verify a persons identity to make sure they aren't sending retirement checks to someone that has died. People that are interested in tracing ancestory and creating family trees can locate missing individuals.
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The official U.S. Government Social Security Web site is SSA.gov and SocialSecurity.gov.